Phil is outstanding and the clear leader in the business. He made it his job to personally understand our needs comprehensively and always seemed to be two steps ahead of us, always focusing on our best interests vs. chasing a deal. Phil cares deeply about his community (in which he himself lives) and provides sincere advice knowing that he will become your neighbor and, in our case, a friend. He conducts his business with integrity, patience, and thoughtfulness that is hard to find in his industry. He’s also a great guy. I could not recommend him more highly.